Cost Table
#The fresh new payable flat interest rate / payable facility charge is at step 3.5% p.a good. to possess one year and you can couple of years, and you can 3.0% p.an excellent. getting three-years, forty eight days and sixty months. The latest particular active interest rate (EIR) was at 6.40% p.a beneficial. having 12 months, 6.58% p.good. for 2 yrs, 5.68% p.a beneficial. for three-years, 5.67% p.an effective. to own 48 months and 5.64% p.an effective. getting 60 weeks. EIR is the phrase of comparable to this new apartment appeal rate / payable studio charges cited above playing with compounding and on a keen annualised rate of interest / payable facility costs base.
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Qualification
- Monthly instalment payable need to be paid in full along with one a fantastic overdue amount regarding the earlier statement.
- Or no monthly instalments gets overdue, appeal and you can later commission charges could well be levied into like delinquent instalment as well as other overdue wide variety on your own CIMB Borrowing Card account according to the Cardmember’s arrangement.
- Late payment costs: S$one hundred might possibly be energized in the event that (i) complete commission of a good equilibrium (in which the a great harmony are S$fifty otherwise reduced) is not acquired because of the percentage deadline; otherwise (ii) if your lowest percentage (where the equilibrium is higher than S$50) given regarding the statement isn’t acquired from the payment due date.
- Interest: 2.158% 30 days (effective interest 25.9% p.good. susceptible to compounding in the event the fees commonly repaid entirely) on exchange matter, rechargeable each day regarding day from send up to receipt of full percentage (minimum fees regarding S$2.50).
In case the minimum fee is not received completely by payment due date of any Asking Report, financing charge will be levied on speed off dos.333% a month (effective interest off 28% p.an effective. susceptible to compounding) rechargeable every day, toward instance numbers because was owed and you can owing (at the mercy of the absolute minimum month-to-month charge of S$2.fifty otherwise eg other contribution since the may be dependent on the Bank). The latest funds charges will return to the effective interest rate away from 25.9% p.a beneficial. whenever lowest payment is gotten completely by the commission due time. Any adjustment or reinstatement interesting price should begin working from brand new big date of these Battery charging Report shortly after the newest commission owed time out of another Asking Declaration.
*Only applicable to New-to-Bank customers who apply for CIMB CashLite Personal Instalment Loan with minimum approved loan amount of S$1,000 and above. Terms and conditions governing the CIMB CashLite Personal Instalment Loan – NTB Interest Rate and Cashback Promotion 2022 apply. Please click here for full terms and conditions
^Just appropriate having CashLite Private Instalment Loan applications submitted thru CIMB web site which have minimum loan period away from three years and accepted financing amount of S$5,100 or even more. Small print governing the fresh CIMB CashLite Private Instalment Loan – NTB Rate of interest and Cashback Campaign 2022 payday advances online South Dakota implement. Delight click here to have full conditions and terms.
step one Your accepted interest rate could well be calculated considering the chance character and might vary from the fresh authored rates. When you are yet another CIMB Borrowing from the bank Cardmember, you’ll found a visit away from CIMB Lender immediately following their CIMB Borrowing from the bank Card’s approval.
Take note minimal loan amount is S$step 1,100 and you may become granted up to a total of 90% of one’s credit limit.
For all Terms and conditions & Criteria on CIMB CashLite Personal Instalment Financing, you can discover way more by hitting the links lower than:
| New-To-Financial Strategy | Current Users | ||
|---|---|---|---|
| Interest rate (p.a) | Active Interest (p.a beneficial.) | ||
| Approved Amount borrowed | Cashback Generated | ||
| Projected Monthly Money | |||
| 2 years | three-years | 48 Months | sixty Days |
| CashLite Apartment interest# |
