I understand your concern and I know this seems rather strange, but this is actually how the opt-out program works. The number is 1-888-5-OPTOUT (1-888-567-8688).
Even if you write, you’ll have to give them your Social Security number. I think as long as you initiate the call to this opt-out line, it is not any riskier than sending that information in writing. By the way, I called the opt-out line many years ago and saw the credit card solicitations drop dramatically after just a few months.
One downside to this program: it won’t stop the hotels and airlines you do business with from sending pre-approved credit card applications. I find that highly annoying. I get mail I don’t want and it increases my chances of being the victim of identity theft. I wish these travel companies would join the opt-out service and respect my wishes to not get these unsolicited offers.
I recently purchased something over the Internet and used my credit card. They asked me for the last four digits of my Social Security number. Is this common or am I being set up?
Because the credit bureaus identify you via your Social Security number, you need to give them that number if you want to opt-out
This sounds very strange. You do not need to provide your Social Security number or any part of it when using a credit card and I cannot see any reason why a merchant would need this information in order for you to make a purchase. Jay Foley at the Identity Theft Resource Center says they’ve heard about this and advise people that “no legitimate companies are doing this.” Chances are you’re being set up for some sort of scam or identity theft.
Call your credit card issuer right away and have the account closed. Continue reading The major credit bureaus run this program that lets you make one phone call to stop most pre-approved credit offers