Ought i Get that loan Basically Have an excellent CCJ?
If you have been granted that have an effective CCJ at any section within the last half a dozen many years (this is basically the time where CCJs stay on their credit file) you might be wondering if it’s whatsoever possible to be efficiently acknowledged for a loan.
Thankfully, you have decided to appear in the best source for information! Correct Finance works with a good amount of credible lenders (FCA controlled and you will authorised) just who render different CCJ financing points to help you borrowers.
What is actually a CCJ?
CCJ try an acronym of County Judge Reasoning, also it refers to the processes whereby a person has drawn court action facing your, into basis that you haven’t paid off bad debts so you’re able to a person or team.
CCJs stick to your own credit reports when they’ve started effectively approved, and are also commonly noticed from the loan providers when making the selection from whether or not to provide you with a loan or perhaps not.
Yes, you will be entitled to certain types of fund having good CCJ. Whilst some loan providers may well not deal with people having a CCJ, Right Loans works closely with a variety of various other lenders who do. Continue reading Ought i Get that loan Basically Have an excellent CCJ?